A woman's husband dies. He has only $20,000 to his name. After everything is done at the funeral home and cemetery, she tells her closest friend that there is no money left.

The friend says, "How can that be? You told me he still had $20,000 left a few days before he died. How could you be broke?"

The widow says, "Well, the funeral home cost me $6,000; And of course, I had to make the obligatory donation to the church, so that was another $2000. The rest went for the memorial stone."

The friend says, "$12,000 for the memorial stone? My word, how big was it?"

The widow replied: "Two carats."